How long will you live here?

Adjust the sliders to see when buying a home makes more financial sense than renting an equivalent one.

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It's better to...
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Mortgage Summary

Down Payment + Closing Fee:
Mortgage Principal:
Monthly Mortgage:
Total Monthly Cost:
Suggested Annual Income:

Investment Metrics

Price-to-Rent Ratio:
Rental Yield:
Rent-to-Service Ratio:
Loan-to-Interest Ratio:

5 Year Ownership Snapshot

Home Value:
Total Payments:
  Down Payment + Closing Fee:
  Total Mortgage Payments:
    Total Principal:
    Total Interest:
  Total Property Expenses:
Remaining Principal:
Capital Gain/Loss:
Return on Investment (ROI):
Equivalent Renting Cost:
Down Opportunity Cost:

10 Year Ownership Snapshot

Home Value:
Total Payments:
  Down Payment:
  Total Mortgage Payments:
    Total Principal:
    Total Interest:
  Total Property Expenses:
Remaining Principal:
Capital Gain/Loss:
Return on Investment (ROI):
Equivalent Renting Cost:
Down Opportunity Cost:

Full Amortization Ownership Summary

Full Amortization Home Value:
Total Payments:
  Down Payment:
  Total Mortgage Payments:
    Total Principal:
    Total Interest:
  Total Property Expenses:
Capital Gain/Loss:
Return on Investment (ROI):
Equivalent Renting Cost:
Down Opportunity Cost:

Amortization Schedule